One of the first questions Nigerians ask about studying abroad is simple:

“Can I really afford it?”

Unfortunately, this question is often answered with extremes — either false hope or outright discouragement.
The truth lies somewhere in between.

Studying abroad is not cheap, but it is also not impossible for Nigerians who plan properly.

The Real Cost of Studying Abroad

When people hear “study abroad,” they usually think only about tuition.
But the full picture includes:

• Tuition fees

• Living expenses

• Visa and application costs

• Initial setup costs

What many don’t realise is that these costs vary widely depending on:

• Country

• City

• Institution

• Course type

This is why affordability is relative, not fixed.

Why Many Nigerians Overestimate the Cost

A major issue is comparison.

People often compare:

• The most expensive schools

• The most popular cities

• The worst-case scenarios

Without knowing that alternatives exist.

With proper guidance, many students discover routes that fit their financial reality better than expected.

The Smarter Question to Ask

Instead of asking “Is it affordable?”, ask:

“What options fit my current situation and future goals?”

That question changes everything.

Final Thought

Affordability is not about luck.
It’s about strategy, timing, and information.

👉 A structured conversation can help you understand what’s realistic before you commit funds.